My credit card churning journey 2023: Part 3

Hey there, can you believe it's already December? This year's been a rollercoaster for my family and me. We welcomed twin girls in February, and while it's been a total blessing, it's also been pretty challenging. Looking back, my credit card churning game took a hit. Life got busier with the twins, and I ran into some headaches with Westpac (check out "Part 1" for the details).

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